Terms and Conditions

Terms of use


By accessing our services via the your device, you are agreeing to be bound by Terms and Conditions of Use, all applicable laws and regulations, and agree that you are responsible for compliance with any applicable local laws. If you do not agree with any of these terms, you are prohibited from using or accessing this site. The materials contained in this web site are protected by applicable copyright and trade mark law.

About Us

We are Findlodge, a web/internet company that created findlodge web app to help student secure accomodation online anywhere in Nigeria

Findlodge is an Independent contractor. We do not endorse, have control or assume the liability or legality for the products or services that are paid for with our service. We do not guarantee any user’s identity and cannot ensure that a buyer or seller will upload legitimate listings or complete a transaction.


These Terms of Service is an agreement between you (renter and agents) and Findlodge. It details Findlodged obligations to you. It also highlights certain risks on using the services and you must consider such risks carefully as you will be bound by the provision of this Agreement through your use of this web app .

Intellectual Property

We do not grant any right or license to any Findlodge intellectual property rights by implication, estoppel or otherwise other than those expressly mentioned in this Agreement.

Each party shall retain all intellectual property rights including all ownership rights, title, and interest in and to its own products and services, subject only to the rights and licenses specifically granted herein.

Contents & Publicity

You hereby grant Findlodge permissions to use your name, uploaded contents in our marketing materials including, but not limited to use on our website, in customer listings, in interviews and in press releases. Such Publicity does not imply an endorsement for your products and services.

Know Your Renter

You agree that, you are solely responsible for the listings you upload as well as the features/amenities associated with them, verifying the legitimacy of your listings, ensuring that you are authorised to carry out the transactions on these listings with the consents of the necessary parties, and determining the eligibility to purchase your listings.

You are also required to maintain information and proof of service to your customer. Where a dispute occurs needing resolution, you may be required to provide Livekampus with these

Know Your Agent

You agree that you are solely responsible for physical inspection of the listings you paid for on our platform, verifying them and ensuring that it matches what you desire and paid for.

Our Fees & Pricing Schedule

You agree to pay us for the services we render. Our Fees will be calculated as demonstrated on the help page on the website. The service charge we collect is on both the agent and renter side and is integral to and forms part of this Agreement.

We reserve the right to revise our Fees. In the event that we revise our fees we will notify you within 14 days of such change.


Subject to the terms of this Agreement, Findlodge will send to your designated bank all amounts settled and due to you from your transactions, minus our fees as stated in the Fee Schedule, Refunds or other amounts that you owe to Findlodge under this Agreement (“Payout”).

Payouts Schedule

Your Payout Schedule, which is the time it takes us to initiate a transfer to your Bank Account settled funds from card transactions processed for us through our affiliate payment gateway is 24hrs after renter approves listing within their settling-in period. We reserve the right to change your Payout Schedule, suspend payouts to your Bank Account or initiate a Reversal should we deem it necessary due to pending disputes, excessive or anticipated excessive Refunds, or other suspicious activity associated with your use of Livekampus, or if required by law or court order.

How we handle your funds

You authorise and instruct Findlodge to hold, receive, and pay out funds on your behalf when you make payment for an accomodationon our web app. By accepting this Agreement,

Security & Fraud Control

Findlodge is responsible for protecting the security of Listings, Users details and Payment Data in our possession and will maintain commercially reasonable administrative, technical, and physical procedures to protect all the personal information regarding you that is stored in our servers from unauthorised access and accidental loss or modification. However, we cannot guarantee that unauthorised third parties will never be able to defeat those measures or use such personal information for improper purposes.

You agree to use other procedures and controls provided by us and other measures that are appropriate to reduce the risk of fraud.


Findlodge cannot process refunds without proper assessment and documentation of reasons as to why you are requesting to. We always ensure that we provide a suitable alternative for customers to the best of our ability. If in the case your mind is made up on the refund, please provide tangible reasons to why you want a refund, we shall contact the property representative to proceed on your behalf.

Note: Please note, service charges are nonrefundable.


You agree to defend, indemnify, and hold Findlodge, its officers, directors, employees, agents, licensors, and suppliers, harmless from and against any claims, actions or demands, liabilities and settlements including without limitation, reasonable legal and accounting fees, resulting from, or alleged to result from, your violation of these Agreement.

Updates, Modifications & Amendments

We may need to update, modify or amend our Renters and Agents Terms of Service as our technology evolves. We reserve the right to make changes to this Renters & Agents Terms of Service at any time by giving notice to users on this page.

We advise that you check this page often, referring to the date of the last modification on the page If you have any objection to any of the changes to this Renters & Agents Terms of Service, you must cease using our mobile app and/or services immediately.

Applicable Law

These Terms of Use shall be interpreted and governed by the laws currently in force in the Federal Republic of Nigeria.

Legal Disputes

We shall make an effort to settle all disputes amicably. Any dispute arising out of this Agreement which cannot be settled, by mutual agreement/negotiation within 1 (one) month shall be referred to arbitration by a single arbitrator at the Lagos Multi-Door Courthouse (“LMDC”) and governed by the Arbitration and Conciliation Act, Cap A10, Laws of the Federal Republic of Nigeria. The arbitrator shall be appointed by both of us (we and you), where both of us are unable to agree on the choice of an arbitrator, the choice of arbitration shall be referred to the LMDC. The findings of the arbitrator and subsequent award shall be binding on both of us. Each of us shall bear our respective costs in connection with the Arbitration. Venue for the arbitration shall be Lagos, Nigeria.


If any portion of these Terms of Use is held by any court or tribunal to be invalid or unenforceable, either in whole or in part, then that part shall be severed from these Terms of Use and shall not affect the validity or enforceability of any other part in this Terms of Use.


You agree that all agreements, notices, disclosures and other communications that we provide to you electronically satisfy any legal requirement that such communications be in writing. Assigning or sub-contracting any of your rights or obligations under these Terms of Use to any third party is prohibited. We reserve the right to transfer, assign or sub-contract the benefit of the whole or part of any rights or obligations under these Terms of Use to any third party.